Musical
Phones & Tablets
Gaming
Electronics
Home Appliances
Computing
Buy now, Pay small small!!!
Buy your favorite brands now without straining your wallet. With our low-interest installment plans, you can split your purchase into manageable payments and stay on budget.
Powered by Credpal and Klump
How it Works
Shop what you want
Add to cart & checkout
Select BNPL option
Pick your plan
Shop BNPL-Ready Categories
Phone & Tablets
Home Appliances
Electronics
Laptop & Computing
Our BNPL Partners
With credpal, shop now on 3XG shop and pay later with a credit line on your profile
Klump helps you shop now and split payment into installments, with initial deposit
Frequently Asked Questions
Is my personal information safe?
All information provided is processed securely by Credpal or Klump and will not be used for any other purposes than what it's been intended for. All transactions are performed through the latest security protocols. So you can rest easy knowing your data is protected.
Why do you need my BVN? Is it safe?
Your BVN is used to verify your identity and ensure secure account setup in compliance with banking regulations. It helps us protect your account from fraud.
What happens if I miss a payment date?
We understand life happens! However, to keep the platform sustainable, late payments may attract a small fee. Pro-Tip: We send friendly reminders via SMS and Email 3 days before your payment is due so you're never caught off guard.
Do I need a specific bank account or card?
No! You can use any valid Nigerian debit card (Mastercard, Visa, or Verve) from any commercial bank. Just link it once, and we'll handle the rest automatically on your scheduled dates.
Ready to pay small small?
Shop now on 3XG shop, select BNPL option, pick Credpal or Klump and pay in installment
Start Shopping with BNPL